Understanding your insurance options is the first step to protecting what matters most. Use this guide to learn about the different types of coverage available.
California requires all drivers to carry minimum liability coverage. Here's what you need to know about your options.
Pays for injuries and property damage you cause to others. California minimum is 30/60/15:
Covers damage to your vehicle from collisions, regardless of fault. Typically has a deductible:
Covers non-collision damage to your vehicle from events like:
Protects you when the at-fault driver has no insurance or insufficient coverage:
Covers medical expenses for you and passengers regardless of fault:
24/7 help when you're stranded:
Your home is likely your biggest investment. Here's how homeowners insurance protects it.
Protects the physical structure of your home:
Covers your belongings inside the home:
Covers you if someone is injured on your property:
Covers costs if you can't live in your home:
Covers detached structures on your property:
Additional coverage options you may need:
Protect your business from unexpected events with the right coverage.
The foundation of business protection:
Protects your business assets:
Required in California for all employers:
Coverage for business vehicles:
Also known as E&O insurance:
Protection in the digital age:
Combine auto and home insurance to save up to 25% and simplify your coverage with one agency.
Higher deductibles mean lower premiums. Choose a deductible you can afford if you need to file a claim.
Life changes. Review your coverage each year to make sure it still fits your needs and budget.
Our licensed agents are here to help you find the perfect coverage for your needs and budget.
