Mon-Fri: 9am-6pm | Sat: 10am-2pm

Auto Insurance

Protect yourself and your vehicle with comprehensive auto insurance coverage. From liability to collision, we've got you covered on the road.

Comprehensive Auto Insurance Coverage

We offer a full range of auto insurance options to keep you protected on the road.

Liability Coverage

Protects you financially if you're responsible for injuring someone or damaging their property. Required by California law.

  • Bodily injury liability
  • Property damage liability
  • Legal defense costs

Collision Coverage

Covers damage to your vehicle when you collide with another car or object, regardless of who's at fault.

  • Vehicle repair or replacement
  • Single-car accidents
  • Multi-vehicle collisions

Comprehensive Coverage

Covers damage from non-collision events like theft, vandalism, natural disasters, and falling objects.

  • Theft protection
  • Weather damage
  • Vandalism coverage

Uninsured Motorist

Protects you if you're hit by a driver who doesn't have insurance or doesn't have enough coverage.

  • Bodily injury protection
  • Property damage
  • Hit-and-run coverage

Medical Payments

Covers medical expenses for you and your passengers injured in an accident, regardless of fault.

  • Hospital bills
  • Doctor visits
  • Surgery costs

Roadside Assistance

Get help when you need it most with 24/7 roadside assistance for breakdowns, flat tires, and more.

  • Towing services
  • Battery jump-start
  • Lockout service

California Auto Insurance Requirements

California law requires all drivers to carry minimum liability coverage. At InsureLink, we help you understand your options and find coverage that fits your needs and budget.

  • $30,000 Bodily Injury Per person injured in an accident you cause
  • $60,000 Bodily Injury Total per accident for all injuries
  • $15,000 Property Damage For damage to another person's property

While these are the minimum requirements, we recommend higher limits to better protect your assets. Our agents can help you determine the right coverage levels.

Get Your Personalized Quote

Frequently Asked Questions

Several factors influence your auto insurance premium, including your driving record, age, vehicle type, location, credit history, and the coverage levels you choose. Drivers with clean records and multiple policies typically receive better rates.

You can lower your premium by bundling policies, maintaining a good driving record, taking defensive driving courses, increasing your deductible, and asking about available discounts like good student or low-mileage discounts.

First, ensure everyone is safe and call emergency services if needed. Exchange information with other drivers, document the scene, and contact InsureLink to report the claim. Our team will guide you through every step of the claims process.

It depends on your vehicle's value and financial situation. If your car's value is low, the cost of comprehensive and collision coverage may exceed what you'd receive in a claim. Our agents can help you evaluate whether full coverage makes sense for your situation.

Ready to Get Protected?

Get your free, personalized auto insurance quote today and see how much you could save with InsureLink.