Protect your business from unexpected risks with comprehensive commercial insurance coverage. From general liability to workers' compensation, we have you covered.
Tailored coverage options to protect every aspect of your business operations.
Protects against claims of bodily injury, property damage, and personal injury arising from your business operations.
Covers your business property including buildings, equipment, inventory, and furniture against covered perils.
Coverage for vehicles used in your business operations, including company cars, trucks, and delivery vehicles.
Required coverage that provides benefits to employees who suffer work-related injuries or illnesses.
Protects against claims of negligence, errors, or omissions in professional services you provide.
Coverage for data breaches, cyber attacks, and electronic data loss affecting your business.
We work with businesses of all sizes across many industries, tailoring coverage to meet your specific needs and risks.
The insurance you need depends on your business type, size, and risks. Most businesses need general liability and property insurance. If you have employees, workers' compensation is required in California. Our agents will assess your specific situation and recommend appropriate coverage.
Commercial insurance costs vary based on your industry, business size, location, claims history, and coverage needs. A small business might pay a few hundred dollars annually for basic liability coverage, while larger operations with more risks will pay more. We'll shop multiple carriers to find competitive rates.
A Business Owner's Policy (BOP) bundles general liability and commercial property insurance into one policy, often at a lower cost than buying them separately. It's designed for small to medium-sized businesses and can include additional coverages like business interruption insurance.
Yes, California requires all employers, even those with just one employee, to carry workers' compensation insurance. This applies to both full-time and part-time employees. Failure to carry workers' comp can result in significant penalties and personal liability.
Get your free, personalized commercial insurance quote and see how affordable business protection can be.
