Bikes, scooters, ATVs — from basic liability to full coverage at rates that keep you riding. Protect yourself and your ride with coverage tailored for California riders.
From basic liability to full coverage — customize your policy to fit your riding style and budget.
California's minimum requirement — covers damage to others if you're at fault in an accident.
Covers damage to your motorcycle in an accident, regardless of who's at fault.
Theft, vandalism, fire, weather damage — everything except collision incidents.
Protects you if hit by an uninsured or underinsured driver. Critical for motorcycle riders.
Aftermarket parts, custom paint, chrome, saddlebags — covered at declared value.
Towing, flat tire, lockout service — peace of mind on every ride throughout California.
Whether you ride a sportbike, cruiser, touring bike, or scooter, we have coverage options that fit your needs. California's year-round riding weather means you need protection you can count on.
Fill out the form and one of our licensed agents will contact you with a customized quote tailored to your needs.
By submitting this form, you agree to be contacted by InsureLink Insurance regarding your quote request.
Yes, California requires all motorcycle riders to carry minimum liability insurance: $15,000 bodily injury per person, $30,000 bodily injury per accident, and $5,000 property damage. However, we recommend higher limits for better protection.
Motorcycle insurance costs vary based on your bike type, riding experience, location, and coverage levels. Basic liability can start around $100-200/year, while full coverage on a sportbike may cost $500-1,500/year. We shop multiple carriers to find you the best rate.
Standard policies provide limited coverage for aftermarket parts. We can add accessory coverage to protect your custom exhaust, saddlebags, custom paint, chrome, and other upgrades. Just provide the value of your modifications when getting a quote.
Yes! Completing a motorcycle safety course (like the California Motorcyclist Safety Program) can save you 5-15% on your premium. Other discounts include multi-bike, experienced rider, anti-theft device, and bundling with your auto or home insurance.
Get affordable motorcycle insurance coverage tailored for California riders.
