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Renters Insurance

Your landlord's insurance doesn't cover YOUR stuff. Protect your belongings, get liability coverage, and secure your peace of mind — starting at just $15/month.

Complete Renters Protection

Affordable coverage that protects everything that matters to you.

Personal Belongings

Furniture, electronics, clothing, jewelry — covered against theft, fire, water damage, and more.

  • Electronics & computers
  • Furniture & appliances
  • Clothing & jewelry

Liability Protection

If someone is injured in your rental or you accidentally damage the property, you're covered.

  • Guest injury coverage
  • Property damage claims
  • Legal defense costs

Additional Living Expenses

If your rental becomes uninhabitable, covers hotel and temporary housing costs while repairs are made.

  • Hotel accommodations
  • Temporary housing
  • Meal expenses

Roommate Coverage

Options to cover roommates on the same policy or arrange separate policies at group rates.

  • Shared policy options
  • Individual coverage
  • Group rate discounts

Why California Renters Need Insurance

Many renters assume their landlord's insurance covers them — it doesn't. Your landlord's policy only covers the building structure, not your personal belongings or liability. For less than the cost of a pizza per month, you can protect everything you own.

  • Theft Protection Covers stolen items even if theft occurs outside your home
  • Fire & Water Damage Protection from common apartment disasters
  • Affordable Rates Coverage starting at just $15/month
Get Your Renters Quote

Get Your Renters Insurance Quote

Fill out the form and one of our licensed agents will contact you with a customized quote tailored to your needs.

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Request Your Free Quote


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Frequently Asked Questions

Renters insurance in California typically costs between $15-30 per month, depending on your coverage limits, location, and deductible. It's one of the most affordable types of insurance available.

No. Your landlord's insurance only covers the building structure itself. Your personal belongings, liability, and additional living expenses are not covered unless you have your own renters insurance policy.

Actual cash value pays what your items are worth today (minus depreciation). Replacement cost pays to replace items with new ones of similar quality. We recommend replacement cost coverage for better protection.

It depends on the policy. Some policies allow you to add roommates, while others require separate policies. We can help you find the best option for your living situation.

Protect Your Belongings Today

Get affordable renters insurance coverage starting at just $15/month.